Build a Factual Claim Letter and Evidence Checklist
Choose one narrow request, enter what you know, and get an editable plain-text draft. Missing facts remain obvious bracketed placeholders so the tool never invents names, dates, or claim details.
- Text stays in your browser
- Fully editable before use
- Copy, print, or save locally as PDF
Choose a Letter and Add Your Facts
Please fix the following before continuing
Your Editable Letter Draft
Review every line. Replace bracketed placeholders, verify the recipient and attachments, and change anything that is not accurate before you use it.
Template version 1.1 — last reviewed 2026-07-29.
Editorial template rules: use a narrow factual request, preserve bracketed placeholders for missing facts, and require the user to verify every name, date, figure, recipient, and attachment.
Evidence Checklist
A general organizing list. Checkboxes stay only on this device and reset when the page is reloaded. Not every item applies to every claim.
What these templates deliberately leave out
The drafts contain no threats, fake deadlines, unsupported “bad faith” accusations, or invented legal citations. A state insurance-department complaint template is not offered until a specific state's current workflow and sources have been verified.
Frequently Asked Questions
Does this tool send the letter for me?
No. It only generates an editable plain-text draft. You choose how and when to send it, and nothing here creates a legal filing, provides legal advice, or guarantees a response.
Why does my draft have bracketed placeholders like [Your Name]?
Any field you leave blank stays as an obvious bracketed placeholder instead of being guessed or filled in automatically. This tool never invents names, dates, claim numbers, or other details on your behalf.
Can I get a template for filing a state insurance-department complaint?
This tool doesn't generate a state-specific complaint form — each state's Department of Insurance (DOI) has its own process. See Filing a Complaint with Your State Insurance Department for what a DOI can and can't do, and a direct link to the NAIC's official, currently maintained state-by-state contact directory.
Why don't the templates mention bad faith or legal deadlines?
The drafts deliberately contain no threats, fake deadlines, or unsupported "bad faith" accusations. Every request is a narrow, factual ask you can defend if someone asks what you meant.
Is anything I type sent to a server?
No. Your letter fields and the generated draft stay in your browser. Evidence-checklist checkboxes reset when you reload the page and are never transmitted or stored anywhere.