Colorado Car Accident Reporting Requirements

Not required, but you can. Colorado lets you file an online report when police were not called.

This guide organizes publicly available information for general education. It is not legal advice and does not replace your policy, your state's law, or a licensed professional's review of your specific situation. See how this guide was researched.

Optional online report

When
Police were not called to the scene.
Report to
Colorado Department of Revenue (online crash reporting system)
Form
Online crash report ("counter report")

A report you file online is not investigated by police and is kept for record purposes only. Copies can be released only with the filer's written consent (form DR 2559).

What to do after a car accident in Colorado

  1. Stop, check for injuries and call 911 if anyone is hurt. Move to safety if you can.
  2. Call police for any crash with injuries or significant damage. Ask for the report number.
  3. Exchange names, contact, license, plate and insurance details with every driver involved. Use our accident information worksheet.
  4. Photograph every vehicle, the plates, the damage and the scene, and get witnesses' names and numbers.
  5. Keep the police report number — your insurer will ask for it.
  6. Notify your insurance company promptly, as your policy requires, and start a claim communication log.

How Colorado compares with bordering states

Rules change at the state line. What applies is usually the state where the crash happened.

Crash reporting rules in states bordering Colorado
StateRuleDeadline
ColoradoOptional online report—
Arizona Call police — no driver form Immediately
Kansas Call police — no driver form —
Nebraska You file only if police didn't Within 10 days
New Mexico Confirm with your state —
Oklahoma Call police — no driver form Immediately (injury or death)
Utah Only if the state asks Within 10 days after DPS requests it
Wyoming Call police — no driver form Immediately

If your car was totaled or damaged

Reporting the crash is only the first step. If your insurer says the car is a total loss, check Colorado's total-loss threshold and run the offer through the Total-Loss Offer Audit. If it was repaired, you may have a diminished-value claim.

Frequently Asked Questions

Do I have to report a car accident in Colorado?

Not required, but you can. Colorado lets you file an online report when police were not called.

What form do I use to report a crash in Colorado?

Online crash report ("counter report"), filed with Colorado Department of Revenue (online crash reporting system). Download it from the official source: Colorado DMV — Report a Crash and Obtain a Crash Record.

Does reporting the crash to the state start my insurance claim?

No. A police or state crash report and an insurance claim are separate. Notify your own insurer promptly as your policy requires, and file a claim with the at-fault driver's insurer if someone else caused the crash.

Sources

Every source above is also tracked in the site's public source register. Spot an error or an outdated citation? Use the corrections page.

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