Minnesota Car Accident Reporting Requirements

No. Minnesota no longer takes driver-filed crash reports.

This guide organizes publicly available information for general education. It is not legal advice and does not replace your policy, your state's law, or a licensed professional's review of your specific situation. See how this guide was researched.

No driver form accepted

When
Minnesota no longer takes driver-filed crash reports.

The driver-report requirement (Minn. Stat. § 169.09, subd. 7) was repealed effective July 1, 2021. You can still request a law-enforcement crash report from Driver and Vehicle Services with form PS2503.

What to do after a car accident in Minnesota

  1. Stop, check for injuries and call 911 if anyone is hurt. Move to safety if you can.
  2. Call police for any crash with injuries or significant damage. Ask for the report number.
  3. Exchange names, contact, license, plate and insurance details with every driver involved. Use our accident information worksheet.
  4. Photograph every vehicle, the plates, the damage and the scene, and get witnesses' names and numbers.
  5. Keep the police report number — your insurer will ask for it.
  6. Notify your insurance company promptly, as your policy requires, and start a claim communication log.

How Minnesota compares with bordering states

Rules change at the state line. What applies is usually the state where the crash happened.

Crash reporting rules in states bordering Minnesota
StateRuleDeadline
MinnesotaNo driver form accepted—
Iowa You file only if police didn't Within 72 hours
North Dakota Call police — no driver form —
South Dakota Confirm with your state Immediately
Wisconsin You file only if police didn't Within 10 days

If your car was totaled or damaged

Reporting the crash is only the first step. If your insurer says the car is a total loss, check Minnesota's total-loss threshold and run the offer through the Total-Loss Offer Audit. If it was repaired, you may have a diminished-value claim.

Frequently Asked Questions

Do I have to report a car accident in Minnesota?

No. Minnesota no longer takes driver-filed crash reports.

Does reporting the crash to the state start my insurance claim?

No. A police or state crash report and an insurance claim are separate. Notify your own insurer promptly as your policy requires, and file a claim with the at-fault driver's insurer if someone else caused the crash.

Sources

Every source above is also tracked in the site's public source register. Spot an error or an outdated citation? Use the corrections page.

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